Plan Unit 376

This is an easy-to-read benefit summary comparison and does not include all benefits. If there is a conflict between this summary and your plan documents, your plan documents are correct. For more details about your benefits or to find out which treatments/services require prior authorization, please refer to your Summary Plan Description (SPD).

Platinum+ PPO

Gold+ PPO

Medical Benefits - In Network - What you pay (unless otherwise noted)
Calendar Year Deductible (Medical)

$0

$0

Annual Out-of-Pocket Spending Limits (Network Medical & Prescription Drug)

Medical: $5,000 individual/$10,000 family
Prescription Drug: $1,600 individual/$3,200 family

Medical: $5,000 individual/$10,000 family
Prescription Drug: $1,600 individual/$3,200 family

Most Out-of-Network Services

50%

50%

Office Visits & Laboratory Services
Preventive Care

$0 (not covered out-of-network)

$0 (not covered out-of-network)

Primary Care

$10 copay

$20 copay

Specialist

$20 copay

$40 copay

Mental Health/Substance Abuse

$10 copay

$20 copay

Laboratory Services

Office/Non-Hospital: $0 copay
Hospital: $30 copay

Office/Non-Hospital: $20 copay
Hospital: $80 copay

Urgent Care, Hospital Services, Surgery
Urgent Care Center

$25 copay

$40 copay

Emergency Room (ER)

$100 copay
Copay waived if admitted
(same benefits out-of-network)

$150 copay
Copay waived if admitted
(same benefits out-of-network)

Outpatient Surgery

Ambulatory Surgical Center: $25 copay
Hospital Outpatient: $75 copay

Ambulatory Surgical Center: $150 copay
Hospital Outpatient: $250 copay

Inpatient Hospitalization

$100 copay/day,
$200 max copay/admission

$250 copay/day,
$750 max copay/admission

Imaging
Radiology (X-ray)

Non-Hospital: $0
Hospital: $30 copay

Non-Hospital: $20 copay
Hospital: $80 copay

Diagnostic Imaging (CT, MRI, PET)

Non-Hospital: $0
Hospital: $50 copay

Non-Hospital: $150 copay
Hospital: $250 copay

Prescription Drug
Daily Supply Limit

34-day retail; 60-day mail

34-day retail; 60-day mail

Certain Preventive Drugs

$0

$0

Most Generic Drugs

$3 copay

$5 copay

Most Brand Drugs

Preferred: $15 copay
Non-Preferred: $30 copay

Preferred: $15 copay
Non-Preferred: $30 copay

Specialty Drugs

Generic: $3 copay
Brand: 25% coinsurance
(mail order only)

Generic: $5 copay
Brand: 25% coinsurance
(mail order only)